<h3>The increasing demand for students to use expensive technology is pushing up insurance costs for families.</h3>
<p>According to insurance company AMI, 73 per cent of school students in New Zealand carry a smart phone, 27 per cent carry a laptop, 24 per cent carry a tablet computer, 15 per cent carry an MP3 player, and 4 per cent wear a smart watch.</p>
<p>A far cry from even 10 years ago when students&#8217; big-ticket items were limited to scientific calculators and expensive running shoes.</p>
<p>AMI&#8217;s general manager, claims, Ruth Colenso said theft or loss of small, high value technology is an increasing issue for insurers and is reminding parents to ensure these valuables are protected when taken outside the home.</p>
<p>&#8220;Technology is more and more a central part of the classroom and how we communicate with family and friends.</p>
<p>&#8220;Students can find themselves in situations or locations where their items or backpack may be lost or stolen, or damaged by accident.</p>
<p>&#8220;When you think about the cost of replacing these technology items, parents could be up for hundreds, if not thousands, of dollars.&#8221;</p>
<p>Leaking drink bottles, accidental drops, theft and backpacks being run over are just some of the ways school student&#8217;s technology has been lost or damaged in the past year, according to claims data from AMI.</p>
<p>More than 38 per cent of respondents also indicated students are walking around with more than one technical device, making school backpacks a potential treasure trove for thieves.</p>
<p>&#8220;With the demand for students to have access to personal technology increasing we would encourage parents to make sure it&#8217;s protected should the worst happen,&#8221; Ms Colenso said.</p>
<p>AMI Insurance recommends customers check with their insurer to see whether they have cover under their home contents insurance for valuable items taken outside of the home.</p>

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